Whether you’re buying your first car, or time to make a switch, purchasing certified pre-owned vehicles can be a smart way to get you on the road without straining your budget. When you’re ready to start looking for a new (to you) car, truck, or minivan, do your research ahead of time so that you can pick the best vehicle for your needs and make sure to ask these three questions before heading to the lot:
1. What specifics do I need in my car?
There are so many options and things that come standard in certified pre-owned vehicles, that it can be overwhelming to think about when deciding what it is you’re looking for in your next vehicle. Before you go car shopping, though, make a list of “deal breakers” and “nice to haves” so that you can speak with your dealer about what you would like to have in a car, and what you cannot do without. This can help your dealer pinpoint a curated selection of cars, and save you time in your search. Remember to keep things like your family situation, regular commutes, and weather patterns in the back of your mind when deciding what features will be important in your next car or truck.
2. What is my budget?
Purchasing certified pre-owned vehicles can run the gamut when it comes to prices, and searching for the best deal for you may take some time. Make a plan, decide ahead of time what your budget is, and figure out if you will allow for a little wiggle room or if your price is firm. Remember that additional costs down the road like upkeep, oil changes, and new tires will need to be a consideration, so make sure those are part of the budget, too.
3. How will my insurance be affected?
There are many insurance agencies that will offer lower rates for certified pre-owned vehicles that are rated safer on the road than others. When selecting a new car, talk to your insurance agent to see if there are special rates you should know about ahead of time before you purchase a new car. If you’ve been a longtime customer in good standing with your agency, they might also be able to offer you an additional discount. Also, make sure that safety features like airbags, alarm systems, and rearview cameras are factored into your insurance rate, as they may knock your premium down.
When it’s time to make the leap to a new car, certified pre-owned vehicles can be a great option for finding a car or truck for a tight budget. Do your research ahead of time, talk to your dealer about your needs, and with their help, you’ll be well on your way to a purchase you can be happy with for years to come.